Finance OS for Service Businesses

Your Business Finances.
Finally Under Control.

SmartFlo Pro is a done-for-you Finance OS built on Google Sheets — with automated invoicing, payment tracking and real-time dashboards.

Buy once. Own it forever. No monthly fees.

Get SmartFlo Pro — USD 97 One-time payment. Instant access. No subscription. Ever.
See it in action

Take a 2-minute interactive tour

This demo covers the invoicing workflow only — one of several modules included in SmartFlo Pro.

Sound familiar?

You're running a business.
Not running your finances.

"

You finished a project, sent the invoice and then completely forgot to follow up when it went overdue. Now you're not sure who owes you what.

"

You're using a mix of Google Docs for invoices, a Notes app for expenses and a gut feeling for your cash flow. It works — until it doesn't.

"

You looked at QuickBooks. It felt like learning a new language. You closed the tab.

Meet SmartFlo Pro

Your complete Finance OS. Built in Google Sheets. Automated from day one.

SmartFlo Pro is not a template you have to figure out yourself. It is a fully built financial operating system — with custom automation scripts, real-time dashboards and a complete workflow from quote to invoice to payment to expense.

  • No monthly fees — ever.
  • No software to install.
  • No accountant required.
Why SmartFlo?

Manual spreadsheets cost you time. SaaS tools cost you money every month. SmartFlo Pro gives you the power of professional software — built in the tool you already use — for a single one-time price.

Manual SheetsFree — but no automation
SmartFlo ProUSD 97 — once
SaaS ToolsUSD 17–55 / month
.
Option 1 Manual Sheets Free — but costly in time
Option 2 SmartFlo Pro USD 97 — one time
Option 3 SaaS Tools USD 17–55 / month
📄 Invoicing & Quotes
Professional PDF InvoicesAuto-generated and branded
Auto-Send Invoice by EmailOne click — no copy-paste
Auto-Save to Google DriveYour files, your account
Quote → Invoice WorkflowConvert quotes seamlessly
Credit NotesCancel or reverse invoices
💳 Payment Tracking
Payment RecordingLog every payment received ~
Partial Payments Across InvoicesApply one payment to multiple invoices
Automatic Overdue DetectionStatus updates in real time
Aging Summary Report30 / 60 / 90 day buckets ~
💸 Expense Management
Expense LoggingCategory, vendor, tax ~
Tax Tracking on ExpensesPre-tax and tax split
Custom Expense CategoriesMain and sub-categories ~~
📊 Dashboards & Insights
Business Command CenterRevenue, profit, margin at a glance
Customer Insights DashboardDeep dive per customer ~
Sales Pipeline DashboardQuotes, win rate, deal value ~
Filterable by Date RangeMonth, quarter, custom period
🔒 Ownership & Setup
Your Data, Your Google AccountNothing stored on external servers
No Monthly SubscriptionPay once, use forever
Video Setup Tutorials IncludedStep-by-step onboarding guides ~
Automation Scripts Built InPDF, Drive, email — ready to go
💰 Total Cost Over 3 Years
Year 1First 12 months Free* USD 97 USD 204–660
Year 2Nothing more to pay Free* USD 0 USD 204–660
Year 3Still nothing Free* USD 0 USD 204–660
3-Year Total*Manual = hours of lost time Hours wasted* USD 97 Save up to USD 1,883 USD 612–1,980

DIY with no automation, no dashboards, no clarity.

USD 97 Get SmartFlo Pro → One-time. No subscription. Ever.

USD 17–55/month.
Ongoing fees.
Forever.

Fully included
~ Partial or limited
Not available
What's inside

Everything your service business needs.
Nothing it doesn't.

Six powerful modules. One Google Sheet. Complete financial clarity from day one.

Automated Invoice & Quote Generation

Create professional PDF invoices and quotes in one click. SmartFlo automatically saves them to your Google Drive and emails them to your customer. No manual work. No formatting. Done.

Complete Payment Tracking

Record payments, apply them across multiple invoices and instantly see who has paid, who is outstanding and who is overdue. No more chasing invoices you forgot about.

Expense Management

Log every business expense with category, tax amount and vendor. See exactly where your money is going and what you can claim at tax time.

Business Command Center

Your real-time financial dashboard. Total sales, net profit, outstanding amounts, top customers and margin by month — all in one view. Know exactly where your business stands.

Sales Pipeline Dashboard

Track every quote from sent to invoiced. See your win rate, your average deal value and which quotes are going cold. Never lose track of a potential sale again.

Customer Intelligence

Deep dive into any customer's complete history — what they owe, what they've paid, their top services and their payment behaviour. Know your customers like never before.

See It In Action

Your complete Finance OS.
See every screen.

Real data. Real workflows. This is exactly what you get.

SmartFlo Business Command Center — revenue, expenses, profit margin and customer aging
Business Command Center — total revenue, profit margin, customer aging, sales trends and transaction history at a glance.
SmartFlo invoice creation screen with customer data and line items
Create Invoice — select your customer, add line items from your catalog, set payment terms and send in one click.
SmartFlo generated PDF invoice
Invoice Preview — professionally formatted PDF automatically saved to your Google Drive and emailed to your customer.
SmartFlo Customer Intelligence dashboard showing customer billing history
Customer Intelligence — every customer's full billing history, aging summary, top services and rolling 6-month view.
Get SmartFlo Pro — USD 97 One-time payment. Instant access. No subscription. Ever.
Simple setup

Up and running in five minutes.

Open it, set it up and start running your business finances like a professional — today.

1
Get instant access

Complete your purchase and you'll receive a link to your private SmartFlo Hub — your customer portal with everything you need to get started.

2
Set up in five minutes

Follow the setup guide. Add your business details, customer and services. Watch the first tutorial to authorize the automation scripts.

3
Run your business

Start creating invoices, tracking payments and watching your dashboards come to life. Financial clarity from day one.

Pricing

One price. No surprises. No monthly bill.

SmartFlo Pro
USD97

One-time payment. Yours forever.

  • Complete Finance OS — Google Sheets with automation
  • Automated PDF invoice and quote generation
  • Payment tracking and aging reports
  • Expense management with tax tracking
  • Business Command Center dashboard
  • Sales Pipeline Dashboard
  • Customer Intelligence dashboard
  • Instant access via your private SmartFlo Hub
  • Setup guide and video tutorials
  • Support via ticket system
Purchase Now — USD 97

Secure payment. Instant delivery.

Compare the cost
FreshBooksUSD 204 / year
QuickBooksUSD 216 / year
XeroUSD 180 / year
SmartFlo ProUSD 97 — once
If you're using QuickBooks today,

In year two you've saved USD 335.
In year three you've saved USD 551.

The math is simple.
Common Questions

Everything you need to know
before you buy.

Yes. SmartFlo Pro runs entirely in Google Sheets which works on any device with a browser — Mac, PC, Chromebook or tablet. No software to install and no compatibility issues.

No. SmartFlo Pro is fully built and ready to use. The automation scripts are already written — you authorize them once during a five-minute setup and everything works from that point. Step-by-step video tutorials are included in your private Hub.

You receive an email immediately after purchase. It contains a link to your private SmartFlo Hub and your access password. From there you follow the five-step setup guide — most customers are sending their first invoice within five minutes.

Genuinely none. You pay USD 97 once and SmartFlo Pro is yours forever. No subscription, no renewal, no hidden charges. Optional annual feature update packs are available at a discounted rate for existing customers — but they are entirely optional.

Wave and Zoho are genuinely useful tools — but they come with trade-offs that aren't always obvious until you're locked in. First, your data lives on their servers, not yours. If they change their pricing, shut down a free tier, or experience a breach, your financial records are at risk. With SmartFlo Pro, everything lives in your own Google Drive — you own it completely, forever. Second, free tools monetise through data and upsells. You'll eventually hit a paywall for the features that matter most. SmartFlo Pro is USD 97 once — no subscriptions, no tier limits, no surprises. Third, there's no vendor lock-in. You can export or view every number in your SmartFlo file at any time with no proprietary format to worry about. It's a Google Sheet — the most universally readable format on the planet.

Your purchase includes access to your private SmartFlo Hub — with video tutorials, a full FAQ section and a support ticket system. Our team personally reviews every support submission. If you get stuck, we can help you get set up and running.

View all FAQs →
Stop guessing. Start knowing.

Every day without financial clarity
is a day you might be losing money.

SmartFlo Pro fixes that today — for the price of one invoice.

Get SmartFlo Pro — USD 97 One-time payment. Instant access. No subscription. Ever.